Blackjack 21 3 Payouts
- 21 plus 3 Blackjack has two common payout tables which you can find below, however some casinos offer their own rule sets. If you encounter any discrepancies, we recommend that you check the appropriate house edge before you proceed.We’ve also added option #3 since it’s the one used in IGT online casinos.
- In 21 + 3 Blackjack, wagers are made using a combination of five different chips, ranging in denomination from 1 to 500. The minimum bet amount per hand is €/£1, and the maximum is €/£1000. This same limit applies to the 3 Card Side Bet. Payouts are as follows: blackjack pays 3:2, insurance pays 2:1, other wins pay 1:1, and all ties push.
It is considered one of the latest additions and therefore it is not offered by most blackjack sites. Nevertheless, there are 3 versions of 21+3 Blackjack available online and we are sure that more to come.
Content3:2 Blackjack – these are the best blackjack payouts for players. With a 3:2 blackjack table, you will receive 1.5 x your bet when you have blackjack. Using the same hand values listed above, your payouts will be as follows: $100 blackjack bet x 1.5 (3/2) = $150. To bet, the player places chips on the Perfect Pairs® betting box and / or the 21+3® betting box. The side bets are paid out immediately after the deal and have no relevance to the main Blackjack game. Perfect Pairs® and 21+3® Payouts. Once the initial deal has completed, all side bets are paid out as follows.
1. Game reviews
2. 21+3 payout variations
3. Where to Play
4. 21+3 rules
5. Online games comparison
6. Summary
Game Reviews & Free Play
21+3 Payouts
21 plus 3 Blackjack has two common payout tables which you can find below, however some casinos offer their own rule sets. If you encounter any discrepancies, we recommend that you check the appropriate house edge before you proceed.
*We’ve also added option #3 since it’s the one used in IGT online casinos. The odds are calculated based on 6 deck games.
Option #1
Flush – 5:1
Straight – 10 to 1
3 of a kind – 30 to 1
Straight flush – 40 to 1
Suited three of a kind – 100 to 1
Odds: 95.38%
Option #2
Flush – 9 to 1
Straight – 9 to 1
Three of a kind – 9 to 1
Straight Flush – 9 to 1
Odds: 96.76%
Option #3
Flush – 5:1,
Straight – 10 to 1,

3 of a kind – 33 to 1,
Straight flush – 35 to 1
Suited three of a kind – 100 to 1.
Odds: 95.86%
Where to Play
| Casino | Bonus | Why it’s here | Best Game |
|---|---|---|---|
| 100% up to $1000 | Best for USA and AUS casino | Single Deck – 0.08% house edge | |
| 100% up to £/$/€ 100 | Best for UK, Canada and EU | Classic Blackjack – 0.21% house edge | |
| 150% up to $1500 | Highest USA Blackjack Bonus | N/A |

21+3 Blackjack Rules
Blackjack 21 3 Payouts Today
21+3 is based on European blackjack rules, meaning that the dealer doesn’t check for blackjack. Therefore in case the dealer has a natural, your doubles and splits will be lost as well. Other rules:
- Usually played with 6 standard decks.
- Dealer stands on all 17s.
- Double down rules vary, but usually you can double on 9,10, 11 value.
- Doubled down hands receive one card.
- Split up to 2 hands, including Aces.
- You can hit or double split hands, including Aces.
- Blackjack pays 3:2
- Similar value hands are push.
The house edge under these rules is 0.48%.
Blackjack 21+3 Online Games Comparison
There are three 21+3 games available online. The first can be found in Wagerworks (IGT) casinos. The second one was developed by Felt Gaming and can be found only in Unibet casino. The third one is a live dealer game by Evolution Gaming.
Basic Game Rules
We will mention only the rules that differ from the common ones listed above.
IGT (Wagerworks): You can split two 3 hands and re-split Aces. Double down on any 2 cards.
Felt Gaming: Standard rules
Evolution: Played with 8 decks. Also offers Perfect Pairs side bet. Double down on any 2 cards. Single card to split Aces.
21+3 Bonus Comparison
Evolution: Standard Option #1, but played with 8 decks which lowers the side bets house edge by roughly 1%.
Felt: Standard Option #1.
IGT (Wagerworks): Option #3.
Bottom Line
Wagerworks (IGT)
Base Game: 99.70%
Side Bets: 95.86%
Evolution Gaming
Base Game: 99.41%
Side Bets: 96.38%
Update: Realistic Games also offer 21+3 blackjack. The special rules are: based on American Blackjack (dealer checks for blackjack). Double down on any 2 cards. Split Aces receive only 1 card. Bonus payouts are as on Option #1, except the 3 of a Kind which pays 25:1. Under these rules basic odds are 99.59%. The side bet odds are extremely low, just 92%.
Perfect Pairs is one of the most common side bets in blackjack and its variants. It is popular across Australia, Macau and London, and is offered in the majority of online casinos. The side bet is also featured in other cards games, such as baccarat. The wager is very simple to understand and thoroughly entertaining, especially for players who enjoy spicing up their blackjack hand.
Best online casinos for Perfect Pairs
Blackjack 21 3 Payouts List
What is Perfect Pairs?
Perfect Pairs is a wager placed on whether your first two cards are going to be a pair and there are three types of pairs that warrant a payout: a perfect pair, a coloured pair and a mixed pair. Obviously, the odds off achieving any type of pair on the first two cards dealt are considerably lower than not being dealt a pair, but that is the essence of the majority of side bets; that the high risk offers a high reward.
Perfect Pairs is available in most standard games of online blackjack, with the most respected casinos boasting a strong range of 21 games. Most of these online casinos will also have an option to play for free.
Perfect Pairs rules and objective
In order to put forward a Perfect Pairs wager, we must bet prior to being dealt our cards in the appropriate box. In blackjack games which offer this side bet, there will be two betting areas on the table to separate the normal wagers from such side wagers. The Perfect Pairs bet needs to be placed in the side bet zone.
A Perfect Pairs bet does not have to match the amount of our regular bets, but it must be at least the minimum wager of the table. In Blackjack Plus at Melbourne’s Crown Casino, the Perfect Pairs wager can be half of the table minimum, but this is rare. If playing with others, online or offline, the side bet is able to be placed on a hand that is not your own.
Blackjack games which implement this side bet are usually based on European blackjack rules and played with eight decks, though this can vary. In theory, the perfect pairs side bet can be added to any game of blackjack by altering the rules slightly.
What Is Blackjack 21+3
Remember, a Perfect Pairs side wager is for the initial two cards dealt, and nothing else; the dealer’s cards have no bearing on the outcome. Once all initial two cards are dealt, any Perfect Pair wagers are settled immediately, before we proceed to make any moves, according to the standard payout chart (below). The main game of blackjack continues on as normal thereafter.
The Perfect Pairs side bet will be paid out if any of the following three possibilities show up:

- A mixed pair or red/black pair: The two initial cards drawn are exactly alike in face value, except for suit and colour. An example of a mixed pair would be a Nine of Hearts and a Nine of Clubs.
- A coloured pair: The two initial cards drawn are exactly alike in face value and colour, except for suit. An example of a coloured pair would be an Ace of Clubs and an Ace of Spades.
- A perfect pair: The two initial cards drawn are exactly alike (face value, colour and suit). An example of a perfect pair would be two Queens of Diamonds. Obviously, games played with a single deck do not lend themselves to such an outcome, so the perfect pairs side bet would be unavailable.
Perfect Pairs payout, probability & house edge
Blackjack 21 3 Payouts Chart
Perfect Pairs is entirely based on chance, like all blackjack side bets, and those chances are slim. In a standard eight-deck game, where we have the best odds available, we have just a 1.7% chance of drawing a perfect pair and being paid out 25:1, with slightly better chances of drawing a coloured or mixed pair, at 1.9% and 3.9%, respectively. With a 92.5% chance of not drawing a pair, and significantly high house edges on each type of pair, don’t expect to make a profit in the long run with such a bet (as with any side bet), but to play it for the thrill and excitement, in the hope of getting lucky every now and then, certainly provides some additional fun.